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Dealing With
Debt, Financial Stress
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When people are dealing with mountains of
debt, they're much more likely to report health problems. Just worrying,
worrying, worrying, about where the next payment of this is going to
come from, can cause stress and make you sick. People who reported high
stress also were much more likely to have trouble concentrating and
sleeping and were more prone to getting upset for no good reason
Debt can be bad for your health. Financial stress is common if you are
forced into frugality because of a lost job, divorce, death in the
family, or being over your head in debt, etc. This can lead to feelings
of insecurity, fear, anxiety, anger, and, of course, depression.
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Information On Teen Depression
Sure, everybody feels sad or
blue now and then. But if you're sad most of the time, and it's giving you
problems with
- your grades or
attendance at school
- our relationships with
your family and friends
- alcohol, drugs, or sex
- controlling your behavior
in other ways
the
problem may be DEPRESSION.
The good news is that you
can get treatment and feel better soon. Approximately 4% of adolescents
get seriously depressed each year. Clinical depression is a serious illness
that can affect anybody, including teenagers. It can affect your
thoughts, feelings, behavior, and overall health.
Most people with depression
can be helped with treatment. But a majority of depressed people never get the
help they need. And, when depression isn't treated, it can get worse, last
longer, and prevent you from getting the most out of this important time in
your life.
So....Listen Up:
Here's how to tell if you or
a friend might be depressed.
First, there are two kinds
of depressive illness: the sad kind, called major depression, and
manic-depression or bipolar disorder, when feeling down and depressed
alternates with being speeded-up and sometimes reckless.
You should get
evaluated by a professional if you've had five or more of the following
symptoms for more than two weeks or if any of these symptoms cause such a big
change that you can't keep up your usual routine.....
When You're
Depressed...
- You feel sad or cry a lot
and it doesn't go away.
- You feel guilty for no
reason; you feel like you're no good; you've lost your confidence.
- Life seems meaningless or
like nothing good is ever going to happen again. You have a negative attitude a
lot of the time, or it seems like you have no feelings.
- You don't feel like doing
a lot of the things you used to like - like music, sports, being with friends,
going out - and you want to be left alone most of the time.
- It's hard to make up your
mind. You forget lots of things, and it's hard to concentrate.
- You get irritated often.
Little things make you lose your temper; you over-react.
- Your sleep pattern
changes; you start sleeping a lot more or you have trouble falling asleep at
night. Or you wake up really early most mornings and can't get back to sleep.
- Your eating pattern
changes; you've lost your appetite or you eat a lot more.
- You feel restless and
tired most of the time.
- You think about death, or
feel like you're dying, or have thoughts about committing suicide.
When You're
Manic...
- You're rebellious or
irritable and can't get along at home or school, or with your
friends.
- You feel high as a
kite...like you're "on top of the world."
- You get unreal ideas
about the great things you can do...things that you really can't do.
- Thoughts go racing
through your head, you jump from one subject to another, and you talk a lot.
- You're a non-stop party,
constantly running around.
- You do too many wild or
risky things: with driving, with spending money, with sex, etc.
- You're so "up" that you
don't need much sleep.
Talk to Someone
If you are concerned about
depression in yourself or a friend, TALK TO SOMEONE about it. There are
people who can help you get treatment:
- a professional at a
mental health center or Mental Health Association
- a trusted family member
- your family doctor
- your clergy
- a school counselor or
nurse
- a social worker
- a responsible adult
Or, if you don't know where
to turn, the telephone directory or information operator should have phone
numbers for a local hotline or mental health services or referrals.
Depression can affect people
of any age, race, ethnic or economic group.
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Debt can be bad for your health. Financial stress is common if you are forced into frugality because of a lost job, divorce, death in the family, or being over your head in debt, etc. This can lead to feelings of insecurity, fear, anxiety, anger, and, of course, depression.
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